Keep more of your income support payment if you’re working

6 July 2022

Working Credit lets you earn more before your income support payment is reduced.

Each Working Credit you have offsets $1 of any income you earn. When you report your employment income, your payment only starts to reduce when your Working Credit balance is zero.

You can build up to 48 Working Credits each fortnight when your income is $48 or less. Your income includes paid work and investments. It doesn’t include your income support payment.

The most you can build up is 1,000 Working Credits if you’re getting one of these:

  • JobSeeker Payment
  • Parenting Payment
  • Disability Support Pension
  • Carer Payment.

If you’re getting Youth Allowance for job seekers, you can build up to 3,500.

You don’t need to do anything. We’ll use your Working Credit balance when you report your income.

You can check your Working Credit balance by using your Centrelink account through myGov.

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Page last updated: 6 July 2022